Every physician using an AI tool has heard the liability question. Most of us answer it wrong. The real answer is not about insurance. It is about who was in the room when the tool was designed.
The AMA opened the door. Physicians must decide what to do with it. The survey data is not a comfort. It's a challenge. Here's what physician-developers do next.
88% of physicians fear AI will erode their clinical instincts. That fear is real but misdirected. The greater risk is intellectual dependency on systems we didn't build and cannot interrogate.
The AMA's 2026 survey shows 81% of physicians now use AI in practice. But read the fine print. Physicians want a seat at the table. The best way to earn that seat is to be the person who wrote the code.